At Vanguard Mortgage Services Inc. we understand that every customer has unique financial needs. That's why we offer a comprehensive range of mortgage products, investment tools, and personalized services to ensure your home-buying experience is smooth and tailored to your requirements. Our dedication to offering outstanding customer service and individualized attention sets us apart, ensuring that your path to owning a home is as effortless and stress-free as possible.
Our mission is rooted in honesty, integrity, and competence. We are dedicated to offering our clients the lowest interest rates and closing costs, helping you save money while securing the home of your dreams. With years of experience in the industry, our team is well-equipped to navigate any roadblocks that may arise during the loan process. We pride ourselves on our ability to help customers overcome challenges and achieve their homeownership goals.
We are committed to helping you find the best mortgage for your needs. Our years of experience in this industry give us a competitive edge that no other broker has access to!
We offer home loans including fixed and adjustable rate options, FHA, VA, USDA mortgages and more.
Rental properties thrive when income outpaces expenses. Lenders measure that balance with a single figure: the Debt Service Coverage Ratio (DSCR). DSCR loans skip personal income checks and zero in on property cash flow, making them a game‑changer for investors who want to scale quickly. 1. DSCR Basics in Plain Words The ratio compares a […]
Traditional mortgages rely on regular paychecks, but what if your wealth sits mostly in investments? Asset‑based mortgages let you leverage those holdings like stocks, bonds or cash reserves to qualify for a loan, opening doors for retirees, entrepreneurs, and anyone with non‑traditional income streams. 1. How Asset‑Based Lending Works? Instead of focusing on monthly salary, […]
The road to a new home is paved with paperwork and plenty of head‑spinning words. Understanding these key terms before you sit down with a lender helps every conversation feel clearer and every signature more confident. 1. Pre‑Qualification vs. Pre‑Approval 2. Loan‑to‑Value (LTV) Ratio The percentage of the home’s price you finance. A lower LTV—thanks […]
We offer a personalized and distinctive approach to mortgages, combining human-driven insights with technical expertise to create a perfect hybrid. Our lending solutions are designed to expedite loan processing, delivering faster results while substantially reducing costs.
